December 27, 2024, 1:02 pm | Read time: 3 minutes
For many, a grand fireworks display is the crowning end to a year. However, with the sheer number of firecrackers and rockets, it’s easy for a firework to go astray. In the worst case, this can lead to fires and significant damage. Therefore, it’s essential to take some precautions on the balcony and terrace before New Year’s Eve to prevent such incidents.
Every year on New Year’s Eve, fires and accidents occur because fireworks are used improperly. Often, damage to homes and buildings is accidental, caused by rockets or firecrackers. That’s why the German Firefighters Association (DFV) offers tips to ensure the new year doesn’t start with a disaster. It’s also important to prepare balconies and terraces for New Year’s Eve.
Overview
Prepare Balcony and Terrace for Fireworks
As New Year’s Eve approaches, it’s important to check the balcony and terrace for flammable materials and remove them, according to the DFV. This includes items and clutter often stored on balconies or terraces:
- Garden furniture
- Sun umbrella
- Empty boxes
- Stacks of newspapers
- Christmas tree
Clutter Can Quickly Ignite on New Year’s Eve
Particular caution is advised with easily flammable materials like cardboard, paper, or a dry Christmas tree. These items can quickly catch fire if hit by a firecracker–intentionally or accidentally. “If the balcony or terrace is cluttered, the fire load increases significantly,” warns Frank Hachemer, vice president of the DFV.
Also interesting: Who actually owns a meteorite that lands on my property?
Once the clutter ignites, the fire can quickly spread to the living area. Therefore, it’s important to keep entrances and exits free of flammable clutter. Additionally, doors and windows should be kept closed to prevent fireworks from entering the home.
What to Do in Case of a Fire on New Year’s Eve
The fire department advises only attempting to extinguish a fire on the balcony or terrace if it can be done without personal risk. Otherwise, close the doors, evacuate the building with everyone, and call the fire department using the free emergency number 112.
Who is responsible for cleaning up the firework debris?
The 5 Most Important Insurances for Homeowners
Which Insurance Covers Damage on New Year’s Eve?
There are plenty of potential hazards for homes on New Year’s Eve–mainly due to the combination of fireworks, alcohol, and carelessness. Fortunately, insurance policies cover many building damages, provided they are in place. Here’s an overview:
- Homeowners insurance: If a rocket or firecracker enters a home through an open window, a fire can quickly start. Homeowners insurance covers fire damage.
- Building insurance: If the house wall, roof, or garage is damaged on New Year’s Eve, building insurance helps. It covers house damages and, for example, if a mailbox is destroyed by a firecracker.
- Personal liability insurance: This insurance covers legitimate third-party claims for damages. It typically involves damage to others’ property. For instance, if party guests recklessly set off fireworks in a home, causing damage, personal liability insurance covers it. Without this policy, guests bear the costs.
- Comprehensive car insurance: If a car is damaged by fireworks on New Year’s Eve, partial coverage applies. Full coverage also covers self-inflicted damage.
Pay Attention to Quality When Buying
Lighting rockets and firecrackers always carries a risk of injury. Therefore, it’s crucial to ensure that fireworks are purchased from reputable sellers. Strict regulations apply to sales in Germany–read about them in this article.
With material from dpa